How these terms apply to you
Access to the page and any account action depends on your location and the law that applies to you. If a local rule in India says a term cannot be used, that rule takes priority for that part. We keep a record of account changes, wallet
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actions, and verification steps so we can answer disputes and protect the account from misuse. Payments sent through UPI, Paytm, PhonePe, or Google Pay stay subject to the same record checks before they are marked complete. If you ask for a correction or closure, we may
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ask for proof from the registered contact before we act. We keep records only as long as law, tax, or a live dispute requires, and we separate direct identifiers when a record must stay longer for legal reasons.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.